• Why we believe in fair credit

Our transformative purpose is to democratize credit and accelerate commerce. By using big data, machine learning and best-in-class credit algorithms, we first set out to provide life-changing financial opportunity for underserved Americans – those establishing new credit profiles, those rebuilding their credit, and the often-overlooked self-employed entrepreneurs.

As a result, our first of its kind Lending Operating System, SDKn

  • creates a financial ecosystem of both consumers and small businesses,
  • manages lightning fast systems to collect and interpret complex credit stories using traditional and alternative data,
  • deploys a robust financial product and services suite built to serve consumers,
  • integrates small business and e-commerce partners with just a few lines of code, and
  • the One App, One Approval, Multiple Lenders™ feature can be configured to permit multiple lenders with diverse credit appetites to operate within a single user experience.

With more than $2 billion of platform originations and more than 3,000 small business and e-commerce partnerships, we’re helping our customers realize their financial goals, pay for necessary medical procedures, tackle home improvement projects, and connecting our partners with ready-to-purchase consumers. And we’re just getting started.

Access

Access

We believe in the power of “yes.”

Optionality

Optionality

We reject a one-size fits all mentality.

Excellence

Excellence

We’re never satisfied.

Your Team

We know we are in business only because you – our customers – allow us to be. So, we’ve built a customer powered culture driven by continuous data-driven improvement. Our team is curious, experienced, open-minded, experimental and we take our work serving our customers and partners very seriously. But -- we don’t take ourselves too seriously.

Tom Burnside

Tom Burnside

Tom is a co-founder and the Chief Executive Officer of LendingPoint. Tom sees LendingPoint as a way to do well and to do good at the same time by protecting, nourishing and growing each customer’s financial future. Tom brings over 25 years of experience and a wealth of industry knowledge to LendingPoint. An accomplished credit and financial services leader and trusted data scientist, Tom leads the rest of the team in serving underserved financial consumers while ensuring predicable credit scoring leading to capital market access and shareholder returns.

Juan E. Tavares

Juan E. Tavares

Juan E. Tavares is LendingPoint’s Chief Strategy Officer, working to distill stories from data, leverage investor relations, and nurture new opportunities in the lending market. With over 15 years of success as a private investor, Juan also serves as the Business Development Director for the Tavares Private Equity Group, exercising his executive leadership with a variety of Fortune 500 companies and international industries.

Franck Fatras

Franck Fatras

One of LendingPoint’s co-founders, Franck is President of LendingPoint’s Direct to Consumer and Customer Retention verticals as well as LP Labs. He oversees product design and delivery as well as business development and partner success for our DTC online efforts. LP Labs is focused on development of our marketplace linking our customers with our merchants and other products and services, using our growing database of over seven million applicants to determine new product verticals for development. Franck led the development of many payments platforms and lending network infrastructures and information systems. He has more than 20 years of executive experience serving First Data, Western Union and CAN Capital.

Victor J. Pacheco

Victor J. Pacheco

Victor is LendingPoint’s Chief Capital Officer and is also one of our co-founders. Victor leads our efforts in ensuring that our assets make their way to the best financial markets execution, whether that is a whole-loan sale, or onto our balance sheet through one of our senior credit facilities or into the asset-backed securities markets. With over 20 years of experience in the financial services, merchant cash advance, and international payment processing industries, Victor adds deep knowledge of financial institutions to the LendingPoint team.

Houman Motaharian

Houman Motaharian

Houman is President of LendingPoint’s Point-of-Sale and eCommerce verticals. He oversees all aspects of product design and delivery as well as business development and partner success for those fast growing verticals. Houman has held senior leadership positions in credit, finance partners at LendingPoint Merchant solutions. Houman has held senior leadership positions in credit, finance and product for American Express and Continental Airlines before becoming a founding Board member and then joining the LendingPoint team.

Mark Lorimer

Mark Lorimer

Mark is LendingPoint’s Chief Administrative Officer. He serves our legal, human resources, public relations, governmental relations, investor relations and internal audit/quality groups. Mark has previously held senior executive positions at CAN Capital (CMO), Autoweb (NASDAQ:AWEB) (CEO), Dewey Ballantine (Partner), and as a PE and merchant banking consultant.

Jay Putnam

Jay Putnam

Jay serves as Chief Financial Officer and responsible for overseeing accounting, financial planning and analysis, treasury, tax and financial operations. Jay has more than 18 years in the consumer finance industry and has significant experience in financial reporting, capital markets activity, and strategic and financial planning. Prior to joining LendingPoint, Jay served as Chief Financial Officer of U.S. Auto Sales, Inc., a leading used vehicle retailer that provides in-house financing primarily to the non-prime market. Prior to U.S. Auto, he was a director at Atlanticus Holdings Corporation (NASDAQ: ATLC), a technology-enabled consumer finance company.

KN Kasibhatla

KN Kasibhatla

As Chief Technology Officer and passionate digital transformation executive, KN architects and executes the company’s vision utilizing technology and big data to empower the business, improve performance, ensure security, promote scalability, and drive efficiency. KN brings over 20 years of multi-industry, global corporate and consulting experience aligning technology with business imperatives to execute company transformations.

Rick Anthony

Rick Anthony

Rick serves as Chief Operating Officer responsible for delivering exceptional experiences through the entire customer lifecycle – new customers, returning customers, servicing, and asset management. Rick served in The United States Air Force as an Avionics Instructor and has spent the majority of his career managing operations for American Express, Nova Information Systems (Elavon), Paymentech, Global Payments, Payment Alliance International and TSYS.

Greg McLaughlin

Greg McLaughlin

As the Chief Legal Officer for LendingPoint, Greg McLaughlin oversees and maintains the company’s legal and regulatory compliance environment. A veteran legal strategist, Greg has practiced commercial law for 24 years, representing banks, lenders, leasing, and factoring companies.

Christy Mahon

Christy Mahon

Christy is our Senior Vice President, Human Resources. She has a proven track record of driving business transformation and cultural change. Christy believes our People function should be a results-driven business partner for both our business units and our team members by building relationships and collaborating at all levels to drive People development as well as financial and operational results.

Joe Valeo

Joe Valeo

Joe leads the LendingPoint Merchant Solutions team as General Manager, focused on facilitating point-of-sale financing. With more than 25 years of experience in the bankcard and alternative finance industries, Joe is focused on enabling our merchant partners to close more sales through POS financing. Joe’s has held sales and management leadership positions at Citi, VISA, First Data, CAN Capital and Bankers Healthcare Group before joining LendingPoint.


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