Find out how you can make your smartphone your personal financial advisor.

If you’re one of 2.5 billion smartphone users in the world, chances are you know that there’s an app for pretty much any of your needs. From getting groceries to checking on your pets at home or ordering a cab, everything can be taken care of with just a few clicks! But, did you know that your finances can also be covered by your phone? Here are ten apps you can download immediately to take control of your budget just like you control your Instagram!

Mint

Mint is one of the most popular budgeting apps and there’s a reason for it … it really works! This app helps you easily create budgets that match your income and financial needs. It even provides templates to help you get started. Mint also lets you check your credit score and gives you tips on how to improve it.

If you’re struggling with your credit score, click here to learn about credit simulators and how you can predict your score based on your financial activity!

Acorns

Have you ever considered investing but decided against it because you don’t have enough money — or knowledge — to even get started? If so, Acorns might be the app your life has been missing. Other than having a cool name, Acorns lets you invest your spare change and guides you through the process. For instance, if you spend $3.95 on coffee, you can make it an even $4 and save the difference for future investment. 

Pocket Guard

Even though most credit card providers and financial institutions have apps for you to check your balances, having to go to multiple places to track your expenditures can be maddening. Thankfully, the Pocket Guard app allows you to check your finances all in one place; categorize your transactions and know how much spending-money you’re left with after paying all your bills.

Wally

If you’ve been keeping up with our blogs, you know that setting financial goals is one of the first steps to financial freedom, and that’s why we love the Wally app. Wally allows you to set financial goals and easily achieve them by helping you balance income versus expenses.

Prism

This free app allows you to efficiently control your money and pay your bills all in one place. According to the Prism website, “Once you download Prism for your phone or tablet, we’ll ask you to choose all of your billers. Once you connect them, we will sync your account balances and bills and present them to you directly in Prism. From there, you can pay your bills right from the app.” 

Every Dollar

Because every dollar counts, Every Dollar lets you create a budget in less than 10 minutes by adding the income you expect, customizing for monthly expenses and tracking your spending. After a few weeks of using this app you’ll be shocked at how much money you’re spending and how much you could be saving instead.

You Need a Budget (YNAB)

As if you already didn’t know that you need a budget, the YNAB app focuses on teaching you how to manage your money and helping you walk away from living paycheck to paycheck. Even though this is not a free app, you can start a free trial for 34 days here.

Goodbudget

The Goodbudget app takes budgeting to a whole new level by allowing you to interact with friends and family you choose to share your finances with. This is great for couples, friends planning big trips together and for parents checking on their kids to see if everyone is following their budgeting plan.

CountAbout

With CountAbout you can take advantage of their integration with thousands of financial institutions and easily create a budget, categorize expenses, check your progress with easy-to-read graphs and even send invoices! This app offers a free trial for 15 days.

Clarity Money

In addition to great budgeting tools, the free Clarity Money app helps you look at your active subscriptions and cancel the ones you no longer use! Get ready to get better insight on your expenses and stop overspending for no reason.

Staying organized and focused when it comes to money can be challenging, so why not take advantage of available resources that will assist you in the process? Take the next step!