Home-improvement loans: renovating your home might improve your mood, too
ManyÂ home-improvement projects will be expensiveâ€”even more than Going To The Supermarket Hungry expensive. Seriously, if you don’t plan in advance, you might discover your money runs out before the project is done.
Despite the costs, though, many people take on home-improvement projects because they generate serious benefits. You can save money by decreasing your energy bill if you update your appliances, you can significantly increase the market-value of your house with the smallest home-improvements, and you can even boost your morale. Walking into a refreshed laundry room or kitchen or enjoying a newly landscaped yard can put a definite bounce in your step.
Personal loansÂ offer the opportunity for you to get the financing you need for any renovation without having to rack up revolving credit card debt or eat into your savings.Â
A Home-Improvement Project is beneficial for your morale
Boost your morale by giving your home a little TLC.Â As time passes, the more things break and need fixing. Creaky floors, broken hinges or dingy carpets are all reasons to invest in a home improvement project and can end up seriously boosting your morale.
You know how you feel like new again after getting a fresh new haircut? Once you see your hardwood floors shine or walk on a plush, fresh carpet it will feel like your home is revived. Even a fresh coat of paint makes your house look shiny and new.
What if I canâ€™t afford a Home-Improvement Project?
GOBankingRates conducted a study on bank account savings, surveying 5,000 U.S. residents. 69% said they had less than $1,000 in their savings account.
If youâ€™re still thinking you canâ€™t afford a home-improvement project, find some solace in the fact you are not an outlier. You are not alone.
Even if your credit score is lower than you would like it to be, you doÂ have personal loan options. LendingPoint is dedicated to serving the NearPrime consumer with credit scores in the 600s. A personal loan can even help improve your credit score: By taking out a LendingPoint personal loan you can make affordable monthly payments and build your credit story. As you continue to make your payments on-time, you build your credibility and your credit history.
We offer decisions in minutes and funding asÂ soon as the next business day toÂ help make your home-improvement dreams a reality. Thereâ€™s no time like the present to start your home-improvement project.
At LendingPoint we offer affordable personal loans from $3,500 to $20,000 with a fixed APR and simple interest. We would love to help finance your home-improvement project. LendingPoint does not require equity or collateral so you can continue building equity in your most valuable assetâ€”your home. Apply today and talk with one of our representatives about making your home improvement dreams a reality.Â