Whether we’re facing student loans, medical bills, or credit card debt, it’s both comforting and a bit concerning knowing that we’re not alone when it comes to debt. If achieving financial freedom is a part of your short-term plan, you must know that choosing the right solution will be key when helping—and avoiding worsening—your financial situation
Category: Smart About Money Back to blog
If you’ve been keeping up with financial news in the United States, you know that as of September 21, 2018, placing a freeze on your credit is now free, as opposed to previously having to pay different fees in different states.
Have you ever thought about all the things you buy and how much they cost? Keeping track of your spending can eye-opening.
Fun money (or pocket money) keeps you sane as you continue to make the tough, daily sacrifices it takes to win with money.
A big reason why we don’t spend as much on clothing is the trend toward more casual dress at work.
If you’re starting to look for a home in your area, or considering moving out of state, it’s a good idea to know what kind of prices you’re getting yourself into. Each state has a different cost of living which means different housing costs.
Medical bills are the No. 1 reason Americans file bankruptcy.
Everyday grooming items and regular trips to the stylist or spa need to be factored into your standard budget will make your finances look as good as you.
Vacations are essential. But if you are tight on cash yet still want to get a little rest and relaxation, perhaps a good alternative is a what’s termed as a “staycation”.
While it may be good for the soul, vacation can put stress on your fiscal health if there’s no budget in place and the trip runs up your debt.
There are times in life when you may need a professional service of some kind. That could mean a lawyer, a financial advisor or a tax professional. How do you budget for these sometimes-unexpected expenses?
We have premiums for health insurance, life insurance, car insurance, homeowners insurance, property insurance, renters insurance, and disability insurance competing for our hard-earned dollars.
You may think that your utility bills are fixed and offer no room for savings. But with a little effort, you can find extra dollars in every corner of your home.
Without a budget of some kind, many people don’t have a full grasp on how much they spend on food, particularly when eating out. Food is a variable expense and one of the biggest household expenses.
If you have a kid — or kids — you need a budget. You brought life into this world; bring some financial order into yours as well. You’ll all be happier.