You may think that your utility bills are fixed and offer no room for savings. But with a little effort, you can find extra dollars in every corner of your home.
Category: Budgeting Back to blog
Without a budget of some kind, many people don’t have a full grasp on how much they spend on food, particularly when eating out. Food is a variable expense and one of the biggest household expenses.
If you have a kid — or kids — you need a budget. You brought life into this world; bring some financial order into yours as well. You’ll all be happier.
You may be surprised to find that a quick decision you made many months ago is still hitting your checking account today.
Creating a budget helps ensure you don’t go into too much debt and helps you pay down debt if you’ve taken so much that you’re living paycheck to paycheck.
For a lot of Americans, auto loan debt continues to grow. Auto loan debt crossed over the $1-trillion mark in 2015 and has risen to more than $1.1 trillion since then, according to the Federal Reserve Bank of St. Louis.
Housing tends to be our biggest monthly expense and easiest to put at the top of the list. That’s usually your mortgage or rent.
A man cave is a perfect place to go to unwind after a long day. It’s a dedicated hiding hole to watch the game with your friends, play video games or just relax. Need to make one on a budget? We’ve got your back.
When you start working on a personal budget, the first item you have to define is income. Without income, nothing else happens.
Once you’ve decided that now is the time create a budget, you might be scratching your head thinking about where to begin, the best way to create a budget or the best type of budget that suits you.
A menu can become part of your personal budget to manage finances or just become a way of eating healthier.
A lot of options exist for Apple and Android mobile devices that will help you create a budget and manage your money.
Once you’ve made the commitment there are a lot of books out there on how to go about creating a budget and improving your personal financial well-being.
Many of us don’t know what we are spending beyond the big-ticket items – car and mortgage or rent. The other expenses – food, clothing, gas, $5 lattes, dinner out – pile up and you’re sweating it until the next paycheck.