Our TeamTom BurnsideTom is a co-founder and the Chief Executive Officer of LendingPoint. Tom sees LendingPoint as a way to do well and to do good at the same time by protecting, nourishing and growing each customer’s financial future. Tom brings over 25 years of experience and a wealth of industry knowledge to LendingPoint. An accomplished credit and financial services leader and trusted data scientist, Tom leads the rest of the team in serving underserved financial consumers while ensuring predicable credit scoring leading to capital market access and shareholder returns. Houman MotaharianAs LendingPoint’s President, Houman oversees all aspects of asset creation both in our digital B2C origination channels and through our merchant partners at LendingPoint Merchant solutions. Houman has held senior leadership positions in credit, finance and product for American Express and Continental Airlines before becoming a founding Board member and then joining the LendingPoint team. Franck FatrasOne of LendingPoint’s co-founders, Franck is the President of our LendingPoint Holdings division and leads our LendingPoint Labs (LP Labs) initiatives. LP Labs is focused on development of our marketplace linking our customers with our merchants and other products and services, using our growing database of over six million applicants to determine new product verticals for development and continuous improvement of our data architecture. Franck led the development of many payments platforms and lending network infrastructures and information systems. He has more than 20 years of executive experience serving corporations like First Data, Western Union’s international division, and CAN Capital. Victor J. PachecoVictor is LendingPoint’s Chief Innovations Officer and is also one of our co-founders. Victor also leads our efforts in ensuring that our assets make their way to the best financial markets execution, whether that is a whole-loan sale, or onto our balance sheet through one of our senior credit facilities. With over 20 years of experience in the financial services, merchant cash advance, and international payment processing industries, Victor adds deep knowledge of financial institutions to the LendingPoint team. Juan E. TavaresJuan E. Tavares is LendingPoint’s Chief Strategy Officer, working to distill stories from data, leverage investor relations, and nurture new opportunities in the lending market. With over 15 years of success as a private investor, Juan also serves as the Business Development Director for the Tavares Private Equity Group, exercising his executive leadership with a variety of Fortune 500 companies and international industries. Mark LorimerMark is LendingPoint’s Chief Communications and Public Affairs Officer. He leads our public relations, governmental relations and branding efforts ensuring our messaging is consistent across all of our communication efforts. Mark has previously held senior executive positions at CAN Capital (CMO), Autoweb (NASDAQ:AWEB) (CEO), Dewey Ballantine (Partner), and as a PE and merchant banking consultant. Antonio MartinoLendingPoint’s Chief Financial Officer, Tony Martino, is a financial industry leader with more than 25 years of experience, spanning 10 countries, with leadership roles at Citi Corporate Treasury and Citibank. Tony joined the company in early 2018 to ensure that LendingPoint’s financial modeling, planning and execution will be performed at the highest possible level. Greg McLaughlinAs the Chief Legal Officer for LendingPoint, Greg McLaughlin oversees and maintains the company’s legal and regulatory compliance environment. A veteran legal strategist, Greg has practiced commercial law for 24 years, representing banks, lenders, leasing, and factoring companies. Christy MahonChristy is our Senior Vice President, Human Resources. She has a proven track record of driving business transformation and cultural change. Christy believes our People function should be a results-driven business partner for both our business units and our team members by building relationships and collaborating at all levels to drive People development as well as financial and operational results. Luke GrahamLuke is the Head of Capital Markets for LendingPoint where he oversees the complex financing structures of our rapidly expanding business. A 25-year capital markets veteran, Luke is a skilled practitioner in corporate finance, lender finance, asset backed securities, loan syndication, restructuring, and asset-based lending. Joe ValeoJoe leads the LendingPoint Merchant Solutions team as General Manager, focused on facilitating point-of-sale financing. With more than 25 years of experience in the bankcard and alternative finance industries, Joe is focused on enabling our merchant partners to close more sales through POS financing. Joe’s has held sales and management leadership positions at Citi, VISA, First Data, CAN Capital and Bankers Healthcare Group before joining LendingPoint.